Welcome to AARP® Essential Premier Health Insurance, insured by Aetna. Designed for AARP members, this plan offers premier-level coverage for people ages 50-64¾ and their dependents. Aetna was selected to offer health insurance to AARP members. Eligible members get access to tools and services that help them make better health care decisions.

Get the right coverage for what’s next in your life.

This plan offers benefits like competitive monthly payments, a wide network of doctors, eye exam coverage and prescription drug coverage. If you work for yourself or are retiring early, you’ll find options that may fit your needs. This site offers information to help you choose the right plan for you.

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To qualify for coverage, you must be:
  • Between the ages of 50 and 64¾ (if applying as a couple, both you and your spouse or domestic partner must be under 64¾)
  • Under age 27 for eligible dependent* children
  • A legal resident in a state with products offered by these plans
  • A legal U.S. resident for at least 6 continuous months
  • An AARP member. However, you do not need to be a member to get a quote
*An eligible dependent is defined as an unmarried person age 0 through age 26 (subject to state mandates) and is primarily dependent upon an AARP member for support and maintenance and is one of the following: natural child, stepchild, legally adopted child, child placed for adoption, child for whom legal guardianship has been awarded to the AARP member, or relative of the AARP member by blood or marriage.